Terms and Conditions May Apply

Terms and Conditions May Apply

Executive Producer:
  • Jay Walia
  • Karan Khanna
  • Nitin Khanna
  • Jaswinder Grover
Photography Director:
Production Company:

* Most external filmography links go to The Internet Movie Database.

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Terms and Conditions May Apply (2013)

Opened: 07/12/2013 Limited

Quad Cinema/NYC07/12/2013 - 07/25/201314 days
NoHo 707/19/2013 - 07/25/20137 days

Trailer: Click for trailer

Websites: Home, Twitter

Genre: Documentary

Rated: Unrated


Admit it: you don't really read the endless terms and conditions connected to every website you visit, phone call you make or app you download. But every day, billion-dollar corporations are learning more about your interests, your friends and family, your finances, and your secrets... and are not only selling the information to the highest bidder, but freely sharing it with the government.

And you agreed to all of it.

With fascinating examples and so-unbelievable-they're-almost-funny facts, filmmaker Cullen Hoback exposes what governments and corporations are legally taking from you every day - turning the future of both privacy and civil liberties uncertain. From whistle blowers and investigative journalists to zombie fan clubs and Egyptian dissidents, this disquieting expose demonstrates how every one of us has incrementally opted-in to a real-time surveillance state, click by click- and what, if anything, can be done about it.

Filmmaker Biographies

Cullen Hoback (Editor/Producer/Writer/Director)

Cullen Hoback grew up on the outskirts of Los Angeles feeling trapped and out of place. When he was 17, he started his own public access late night TV show, but was kicked off the air after making a series of social statements that drew angry phone calls from locals. Trying to bring light to strange and unfamiliar topics became a common theme for Hoback. Throughout college he produced multiple short films, as well as a feature when digital cameras first became available. While at school, he studied English and theatre, butting heads with the head of the theater program when he wanted to mount "True West" for a one-week run instead of being in a play that season. He won that battle, but his grades suffered for it.

When he was 21, Hoback responded to a Craigslist ad looking for a director of photography. After meeting with the producer, he was offered a budget and a chance to direct. He reworked the script, and in 7 days shot what would become the 55-minute FREEDOM STATE, a heartfelt comedy that follows a cast of misfits to the edge of the world. His other narrative feature is FRICTION, a film about people at a summer camp who play out a scripted tale as the line between fantasy and reality blurs.

In 2007, he was given a small budget to direct the LARPing documentary MONSTER CAMP, which showed social outcasts banding together to create a community where magic is real, and identity is limited only by one's imagination. MONSTER CAMP received awards around the world, and was heralded by Variety as both "endearing and amusing."

In 2011, Hoback was able to return to his forte of documentary filmmaking when he was given adequate resources to create TERMS AND CONDITIONS MAY APPLY. The film took two years to make, and Hoback had the luxury of working on just the film and little else. He's now looking forward to starting two new projects, as well as developing MONSTER CAMP into a TV show.

John Ramos (Producer)

John Ramos grew up in the Gramercy area of New York City. He graduated from Stuyvesant High School and then earned his B.A. at Princeton University, Class of 1992. After two years working as a business journalist at The Conference Board, he pursued a career in options trading, first on the floor of the American Stock Exchange and then off floor in London. Upon his return to New York, he co-formed 7A Productions, which produced three feature films: ROOM 314, which garnered excellent reviews in The New York Times and Variety, ONE NIGHT which starred Oscar nominee Melissa Leo, and THE TROUBLE WITH BLISS which starred "Dexter's" Michael C. Hall, Lucy Liu, and Peter Fonda and enjoyed a limited theatrical run. TERMS AND CONDITIONS MAY APPLY is John's first feature documentary and his first film with writer-director Cullen Hoback. Now living in Los Angeles, in his spare time John plays tournament tennis. He is also an expert bridge player and travels to tournaments when his schedule permits.

Nitin Khana (Producer)

Nitin Khana took over as CEO of MergerTech on October 10, 2009. He spent the first six months rebranding (MergerTech was formerly known as M&A Forum), repositioning (focusing the company exclusively on sell side M&A opportunities for small and medium-sized technology companies) and relaunching the company. Since April 2010 he has helped lead the company's growth efforts, and in addition to our historical focus on IT Services and Solution Providers, the firm now has senior bankers and analysts that specialize in the emerging Mobile, Big Data, Social, and Cloud verticals. This focus has led to the firm's growth from approximately $30MM in closed transactions in 2010 to over $300MM in 2012.

Prior to becoming CEO of MergerTech, Khana was the founder, Chairman and CEO of Saber Corp., one of the largest providers of state government solutions in the country. He cofounded Saber in July 1998 and helped grow it to 1200 employees and over $120MM in revenue by 2007 when it was sold to EDS for $460MM. Khanna then assumed leadership of EDS' government business operation that included Saber. At Saber, he helped lead 8 M&A transactions, and that experience allows him to provide both operational, strategic, and M&A advice to our clients.

Khanna sits on the boards of Vendscreen, Freewire Broadband, TiE Oregon (non-profit) and the Classic Wines Auction (non-profit), and in addition advises over half a dozen companies in the mobile, social, and cloud spaces. He holds Master's and Bachelor's of Engineering degrees from Purdue University.

Ben Wolf (Director of Photography)

Ben Wolf is a cinematographer, director, and occasional editor and teacher. He strives to bridge traditional divides -- bringing documentary realism to fiction projects, dramatic storytelling to documentaries, and the latest digital cinema technology to the art of photography.

Recent DP credits include the feature film THE TROUBLE WITH BLISS (director Michael Knowles, starring Michael C. Hall, Lucy Liu, and Peter Fonda), the David Byrne Concert documentary RIDE, RISE, ROAR (director Hillman Curtis), and a series of national broadcast commercials for IBM (director Hillman Curtis). Ben has directed projects for clients including Grey Advertising, Knoll, and Sotheby's, and shot content for Adobe, Ann Taylor, Bacardi, BAM, Bayer, BMW, Bobbi Brown, Citi, Covergirl, The Getty Museum, Goldman Sachs, HSBC, Illy, MetLife, Ogilvy, Pepsi, Pfizer, and Sprint. Ben is presently developing his first narrative feature, entitled Closed Circuit. He holds a B.A. in philosophy from Yale and an M.F.A. in film from Columbia.

John Morgan Askew (Music)

John Morgan Askew is a Portland, Oregon based composer, producer, music editor and sound engineer who has been working in the music industry since the early 1990's. After apprenticing on HBO's "Deadwood" and "John From Cincinnati," and receiving critical acclaim for his original soundtrack to the Harvey Award-winning graphic novel Blankets by Craig Thompson (Habibi, Goodbye Chunky Rice), Askew has gone on to work on projects including Disney's "Jake and The Neverland Pirates," IFC's "Portlandia," Lion's Gate's "The Ultimate Ride," feature films CALVIN MARSHALL (starring Steve Zahn), NIGHTSCAPE: ROAD WITHOUT END, and HOW THE FIRE FELL as well as the documentaries BRUTAL BEAUTY: TALES OF THE ROSE CITY ROLLERS, THERE IS NO FINISH LINE: JOAN BENOIT SAMUELSON and BUILDERMAN: BILL BOWERMAN and WE GREW WINGS: THE TRACK WOMEN OF OREGON. In 2011 Askew received the NorthWest Film Forum's Award for Best Original Score at the Local Sightings Film Festival for Brett Eichenberger's feature film LIGHT OF MINE.

Askew is currently working on E.P. Davee's feature LOST DIVISION, and Gary Lundgren's feature REDWOOD HIGHWAY.